Who Will Cover Medical Expenses in a Pedestrian Accident?

Walking in Florida shouldn’t be dangerous or deadly, but it can. 9,450 pedestrian accidents took place in the Sunshine State in 2021. These accidents resulted in 7,285 pedestrian injuries and 817 fatalities.

You could be facing expensive medical bills if you were injured in a pedestrian accident. You can get compensation from one of these sources depending on your circumstances:

  • Your insurance coverage
  • Insurance coverage for a family member
  • The insurance plan of the at-fault party

You may be eligible for insurance policies that cover your pedestrian accident medical bills.

Florida law requires that you have personal injury protection (or PIP) and any other required insurance coverage. Your PIP benefits are the only insurance policy that will cover you if you own a vehicle. Even if your vehicle was not involved in the accident, your insurance policy must cover you.

If you don’t have vehicle insurance or PIP coverage, a relative may be able to cover your bills. You can also use your disability payments or health insurance if this is not possible to pay for the expenses incurred as a result of the pedestrian accident. These options are available if your PIP coverage does not cover medical benefits.

Limitations on PIP Coverage

Remember that PIP coverage will not cover medical expenses if you have suffered severe or fatal injuries. Auto insurance companies often try to limit or deny payments to victims who have been injured. This is done to avoid large sums of money.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a St Petersburg injury lawyer. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your situation. 

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